Partners - Top 100


Strategic Partners

Vienna Insurance Group logo

Vienna Insurance Group is the leading insurance group in Central and Eastern Europe. Around 50 insurance companies in 30 countries form a Group with a long-standing tradition, strong brands and close customer relations. The more than 25,000 employees in the Vienna Insurance Group take care of the day-to-day needs of more than 22 million customers.

Unicredit Bulbank logo

UniCredit is a successful Pan European Commercial Bank, with a fully plugged in Corporate & Investment Banking, delivering a unique Western, Central and Eastern European network to its extensive and growing client franchise.

UniCredit meets real client needs with real solutions which harness synergies between our businesses: Corporate & Investment Banking, Commercial Banking and Wealth Management. Our solutions are mainly tailor-made and customizable depending on the client needs. This makes banking flexible, sophisticated and responsive to the even highest expectations of the market and everything we do is based on our two core values: Ethics and Respect. UniCredit in Bulgaria is precisely focusing on development and simplification of its digital solutions, European funds programs suitable for all corporate segments and SMEs, specific solutions considering the needs of the different sectors and further improvement of the customer experience with the bank.

Management Financial Group

Management Financial Group comprises of leading companies specializing in the provision of non-banking financial services in Europe and manages an extensive portfolio of successful endeavors in the field of consumer lending, financing of micro and small-sized enterprises, digital lending, P2P lending, credit cards, BNPL, and other successful financial business models. The Group’s goals are to provide the opportunity for financial inclusion to all regardless of their current financial and social statuses and offer financial technologies for the benefit of the people. The MFG companies employ more than 8300 employees and consultants in over 450 offices in Bulgaria, Ukraine, Romania, Poland, Northern Macedonia and Spain and hold over 15 licenses and registrations on various highly regulated markets. MFG’s ambitions is to be a constantly evolving fintech ecosystem expanding globally. MFG. The Easy Finway.

Business Partners

Access Finance

Access Finance, part of the portfolio of Management Financial Group (MFG), has successful credit card operations under the brands White Card and AXI Card in Bulgaria, Romania, Poland and Spain. In Bulgaria the company employs more than 230 people who service close to 200,000 active cardholders. Access Finance’s vision is to provide access for a convenient financial instrument to more and more people disregarding their current financial and social statuses. Focusing on its clients’ needs, Аccess Finance enforces some of the most innovative work and client service solutions building strong long-term relations with its customers.


Moldova Agroindbank has been recently conferred the title Best Social Impact Bank – Moldova 2017 by the London-based publication Capital Finance International (CFI). According to the CFI assessment committee, “Moldova Agroindbank conducts its business in line with corporate responsibility principles, making sure its impact on the community is managed with high responsibility”. From the very outset, the bank committed to operate responsibly within society and produce long- term positive effects. After a quarter of century of activity, the bank fully meets these goals.


Eurohold Bulgaria AD is a leading financial and energy group, operating in the CESEE and FSU region in the area of electricity distribution, supply and trade, insurance, leasing, car sales, investment services and asset management. It is listed on the BSE and the WSE. Еurohold serves over 7 million customers and employs more than 6000 people in 14 countries. Eurohold owns Euroins Insurance Group (EIG) AD, one of the largest independent insurance groups operating in the CESEE and FSU markets. The company provides a full range of insurance products in the area of general, health and life insurance. Bulgaria-based group operates in 13 European countries and owns insurance subsidiaries in Bulgaria, Romania, North Macedonia, Ukraine, Georgia, Russia and Belarus. EIG also operates in Greece and Poland, and has niche insurance operations in Spain, Italy, Germany and the United Kingdom. Currently the insurance group has more than 4 million clients and over 3000 employees.


Egzakta Advisory is a unique and modern consulting company focused on strategy, technology, and business operations transformation. Our team includes the best-in-class regional consultants, who have hands-on experience from working with numerous international and regional companies on similar projects. Our collaborative approach differentiates us as we have a unique working style meaning working in close collaboration with our clients.



TITAN Bulgaria


Kaufland Bulgaria


OZK Insurance is among the top insurers in Bulgaria which have a licence for General insurance - with a license for 12 classes of insurances. The annual market share and initial revenue are growing at a sustainable pace. OZK-Insurance AD has 71 locations throughout the country, including 13 liquidation Centers.



Software Group Logo

Software group ( is a global technology company, specialized in digitalization and integration solutions for financial institutions, with headquarters in Sofia, Bulgaria and a worldwide client base in more than 70 countries. Some of Software Group’s clients include the Bill & Melinda Gates Foundation, MasterCard & MasterCard Foundation, International Finance Corporation (IFC), Asia Development Bank, Access Bank Germany, Atlantic Bank Group, Bank South Pacific, Commercial International Bank Egypt, Allianz Bank Bulgaria, Fidelity Bank, Generali, Eurobank Bulgaria, Kenya Commercial Bank among others.


Raiffeisen Bank International AG (RBI) considers Austria as well as Central and Eastern Europe (CEE) as its home market, where it is a leading corporate and investment bank. 15 markets of the region are covered by subsidiary banks. Additionally, the Group comprises numerous other financial service providers, for instance in the fields of leasing, asset management as well as mergers and acquisitions.

In total, around 51,000 employees service 14.2 million customers through around 2,600 business outlets, the great majority of which are located in CEE. RBI has EUR 119 bln of total assets and a top 5 market position in 11 countries. RBI is also present in the largest global financial centers.

RBI is a fully-consolidated subsidiary of Raiffeisen Zentralbank Österreich AG (RZB). RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, Austria’s largest banking group, and serves as the head office of the entire RZB Group, including RBI.


CMS Sofia is the Bulgarian branch of CMS. CMS entered the Bulgarian market as one of the first internationally active law firms and is now among the most respected legal advisors in the country. Our legal experts, who are rooted in Bulgaria’s local culture, can also draw on years of experience in foreign countries and are at home in several legal systems at once. They know both the particularities of the local market and the needs of their clients and combine them to achieve optimum solutions. CMS Sofia was established in 2005 and is the largest international law firm on the local market. We have a highly experienced team of 6 partners and more than 40 qualified international and Bulgarian lawyers who are experts in corporate, banking and finance, energy, real estate and construction, commercial, tax, litigation and alternative dispute resolution. Our firm is top ranked in the world’s most renowned legal directories worldwide: Chambers & Partners, Legal 500 and IFLR1000.

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